{"id":181,"date":"2017-07-01T03:04:44","date_gmt":"2017-07-01T03:04:44","guid":{"rendered":"https:\/\/demo.exptheme.com\/juststartit\/?p=181"},"modified":"2017-07-01T03:04:44","modified_gmt":"2017-07-01T03:04:44","slug":"the-idea-of-%e2%80%8b%e2%80%8bpaying-with-a-mobile-phone","status":"publish","type":"post","link":"https:\/\/demo.exptheme.com\/juststartit\/the-idea-of-%e2%80%8b%e2%80%8bpaying-with-a-mobile-phone\/","title":{"rendered":"The idea of \u200b\u200bpaying with a mobile phone"},"content":{"rendered":"

You\u2019ve been able to pay for things with your mobile phone for several years, but most people still pay with plastic. That might change: Apple Pay brought mobile payments into the spotlight, and it may result in a lot more phone tapping at cash registers.<\/p>\n

Why would you want to pay with your phone? Aside from just being cool, there are several practical reasons. Security is one of them: mobile payment tools\u00a0can<\/em>\u00a0provide more security than traditional magnetic-stripe cards, which are\u00a0(although this benefit will diminish as chip-and-PIN cards take over).
\nYou also might find it easier to pay by phone; if you\u2019re like most people, you\u2019ll\u00a0\u00a0have your phone on you \u2013 so you can get a lot done without carrying cash or multiple cards.<\/p>\n

How do you pay by phone? Assuming you want your phone to replace your current method of spending with debit and credit cards (and occasionally cash) at brick-and-mortar locations, this page will tell you how to do it. But there are other ways to make electronic payments with your phone. For example, you might want to send money to friends or pay a contractor \u2013 and those individuals don\u2019t have payment terminals for credit cards or tap-to-pay.\u00a0Those<\/em>\u00a0types of mobile payment tools are listed here:\u00a0\u00a0To make payments you\u2019ll need a phone with Near Field Communication (NFC) capabilities. NFC lets your phone communicate with the merchant\u2019s payment terminal by radio waves. Popular devices with NFC include:<\/p>\n

  • iPhone 6 or newer (including Apple Watch)<\/li>\n
  • Android phones made in recent years<\/li>\n
  • Newer Windows and Blackberry devices<\/li>\n

    If you\u2019re not sure if your phone works with NFC, check the manual or search through the phone\u2019s Settings.<\/p>\n

    \u00a0to spend with your phone, you\u2019ll need to store payment information in your mobile wallet.
    \nThat means loading credit or debit card information into the wallet (usually by typing it in or taking a photo of the card) or linking the wallet to another payment account. Popular mobile wallets include<\/p>\n

      \n
    • Apple Pay<\/strong>, which features a payment system that keeps merchants from seeing your personal and financial details<\/li>\n
    • Google Wallet<\/strong>, which is available on numerous affordable devices<\/li>\n
    • Softcard<\/strong>, which is available as an app, works with merchant loyalty programs, and can turn some non-NFC devices into NFC phones with a special case<\/li>\n
    • Wallet for Windows Phone<\/strong>, for Windows Phone users<\/li>\n<\/ul>\n

      NFC terminal:<\/strong>\u00a0all of this only works when a merchant can accept payments from your mobile phone. Some places don\u2019t have the right terminals installed for cashiers (at least not yet), and they might not know how to accept mobile payments even if they have the equipment.<\/p>\n

      How to Pay with your Phone<\/h3>\n","protected":false},"excerpt":{"rendered":"

      You\u2019ve been able to pay for things with your mobile phone for several years, but most people still pay with plastic. That might change: Apple Pay brought mobile payments into the spotlight, and it may result in a lot more phone tapping at cash registers.<\/p>\n","protected":false},"author":1,"featured_media":167,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[16,17,21],"tags":[25,27,28,29],"class_list":["post-181","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business","category-corporate","category-news","tag-mobile","tag-pay","tag-phone","tag-smile"],"_links":{"self":[{"href":"https:\/\/demo.exptheme.com\/juststartit\/wp-json\/wp\/v2\/posts\/181","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/demo.exptheme.com\/juststartit\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/demo.exptheme.com\/juststartit\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/demo.exptheme.com\/juststartit\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/demo.exptheme.com\/juststartit\/wp-json\/wp\/v2\/comments?post=181"}],"version-history":[{"count":0,"href":"https:\/\/demo.exptheme.com\/juststartit\/wp-json\/wp\/v2\/posts\/181\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/demo.exptheme.com\/juststartit\/wp-json\/wp\/v2\/media\/167"}],"wp:attachment":[{"href":"https:\/\/demo.exptheme.com\/juststartit\/wp-json\/wp\/v2\/media?parent=181"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/demo.exptheme.com\/juststartit\/wp-json\/wp\/v2\/categories?post=181"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/demo.exptheme.com\/juststartit\/wp-json\/wp\/v2\/tags?post=181"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}